Butte Community Bank | Business Checking Accounts

Important
All business checking accounts are subject to review and analysis. Businesses that provide financial services such as check cashing, selling money orders or travelers checks may be subject to a $250 monthly monitoring fee in addition to their normal service fees.

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Business Checking Accounts

01. Business Basic Checking

For partnerships, corporations, clubs and organizations with low to moderate account activity.

Account does not earn interest.
Maintain a $2,500 minimum balance to avoid $10 monthly service charge. Online banking customers that receive monthly Electronic Statements will avoid minimum balance requirements and monthly service charge.
Write up to 200 checks each month without charge.
- Additional checks are $0.25 each.
Make up to 25 deposit transactions each month.
- Additional deposits are $1.00 each.
Deposit up to 200 individual checks each month without charge.
- Additional check deposits are $0.25 each.
Deposit or receive up to $10,000 in currency or coin each month.
Courier Services available (restrictions apply).
Night Drop Services available.
Cash Management Services available.
24-hour access with Business VISA Debit Card.
Business MasterCard account available subject to credit approval.

02. Business Interest Checking

For sole proprietors and non-profit businesses with low to moderate account activity.

Earn interest when your minimum daily balance is $2,500 or more.
Maintain a $2,500 minimum balance to avoid $10 monthly service charge. Online banking customers that receive monthly Electronic Statements will avoid minimum balance requirements and monthly service charge.
Write up to 200 checks each month without charge.
- Additional checks are $0.25 each.
Make up to 25 deposit transactions each month.
- Additional deposits are $1.00 each.
Deposit up to 200 individual checks each month without charge.
- Additional check deposits are $0.25 each.
Deposit or receive up to $10,000 in currency or coin each month.
Courier Services available (restrictions apply).
Night Drop Services available.
Cash Management Services available.
24-hour access with Business VISA Debit Card.
Business MasterCard account available subject to credit approval.

03. Business Analysis Checking

For any business with moderate to high account activity. Analysis Checking offers an economical way for businesses to pay for the services they use, while receiving an earnings credit to offset the monthly service charges.

Account does not earn interest.
$10 monthly maintenance fee. Online banking customers that receive monthly Electronic Statements will avoid monthly maintenance fee.
Earnings credit is calculated to offset maintenance and activity fees. Multiple checking accounts that do not earn interest can be linked so combined balances offset maintenance and activity fees. (see activity fees below).
Write an unlimited number of checks each month, at $0.10 per check.
Make an unlimited number of deposit transactions each month, at $1.00 per deposit.
Deposit unlimited number of checks each month:
- Pay $0.08 each on Transit items.
- Pay $0.06 each on BCB items.
No monthly limits on deposits:
- Pay $0.10 per $100 on deposited currency, coin and food coupons.
No monthly limits on supplied cash:
- Pay $0.10 per $100 on supplied currency and coin.
Courier Services available (restrictions apply).
Night Drop Services available.
Cash Management Services available.
24-hour access with Business VISA Debit Card.
Business MasterCard account available subject to credit approval.

04. High Yield Checking

A high-yield, limited activity, interest bearing checking account for sole proprietors and non-profit businesses.

Earn tiered interest when you maintain minimum daily balances.
Write up to 20 checks per month without penalty.
No $5 monthly service charge with $2,500 minimum daily balance.
Minimum balance to open is $25,000.