Personal Savings Accounts
01. Century Savings
Safe, FDIC insured savings with instant access.
- Accounts for adults and minors.
- Minimum balance to open is $100 for adults, and only $1 for minors.
- Maintain a $100 minimum balance to avoid quarterly service charge of $3.
- Make a maximum of nine (9) ATM withdrawals per quarter.
- Make a maximum of nine (9) in-person withdrawals per quarter.
- Additional ATM and in-person withdrawals are only $2 each.
- No service charge, excess withdrawal fee, or minimum balance requirement on Century Savings accounts for minors. Fees and minimum balances apply at age 18.
- Other transaction limits may apply.
02. Personal Money Market
Liquidity with high, money market rates.
- Minimum balance to open is $100.
- Maintain a $2,500 minimum balance to avoid monthly service charge of $5.
- Access to funds while earning high interest.
- Withdrawals allowed in person or by ATM: Unlimited
- Withdrawals allowed by check, draft, debit card or similar order and payable to third parties: Maximum of six (6) per month
- Additional checks subject to a $10 fee per item.
03. Savings Overdraft Protection
Tie your savings account to your checking account to cover an occasional overdraft.
- $100 incremental advances.
- Utilize up to six (6) transfers per statement period.
- A $3 fee per transfer.
- Monthly statement produced in conjunction with checking account statement.
- Not a loan; there's nothing to pay back.
- Available with any Butte Community Bank savings account.
