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Gain control of your healthcare expenses.

Health Savings Account (HSA)

A Health Savings Account (HSA), used in conjunction with a high-deductible health plan (HDHP), allows you to save for future medical expenses. Similar to an IRA or 401k, an HSA can provide many benefits, including favorable tax treatment.

  • Earn tiered interest.
  • Minimum balance to open is $100.
  • $20 account setup fee (waived for Butte Community Insurance HDHP customers).
  • Maintain a $500 minimum balance or sign up for Electronic Statements to avoid monthly fee of $2.
  • Free initial same-day personalized checks.
  • Free monthly statements with Check Imaging.
  • Free 24-Hour Telephone Banking.
  • Free access to our Online Banking System.
  • Visa Debit Card.
  • $15 yearly administration fee.
  • Consult your tax advisor about deductibility of HSA contributions and charges.
  • A Health Savings Account is owned by an individual or employee. It is not a group plan and does not qualify for joint ownership.

Creating a Business Program

By establishing a Health Savings Account (HSA) program (in conjunction with a high-deductible health plan) in your company, you’ll be helping your employees gain control of their healthcare expenses. HSAs are available to everyone and offer advantages, such as:

  • Contribution options.
  • Tax-free contributions and distributions.
  • Flexibility in expense options.
  • Year-to-year rollovers.
  • Personal ownership.

More Information

The United States Treasury Office of Public Affairs offers comprehensive information on Health Savings Accounts including brochures, fact sheets and other easy to download and print documents.