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Business Solutions Guide

We recommend the following solutions for your business. Follow the links for additional information.

View: All Solutions Call: 1-888-842-8883 Click: Request a Call

Business Solutions: Religious Organizations

I. Basic Business Banking Services

  1. Business Checking Accounts
    Choose from four different business checking plans, depending on transactions per month and tax status.
    Learn more >
  2. Business Savings Accounts
    Choose basic savings or earn higher interest with a money market account.
    Learn more >
  3. Business Sweep Accounts
    The cash sweep account uniquely combines a business checking account with the ease of automatically investing excess cash in an interest-bearing account.
    Learn more >
  4. Business Certificates of Deposit
    When you want a guaranteed return for a specific period of time.
    Learn more >
  5. Business Credit Cards
    The Butte Community Bank Business MasterCard helps you track expenses.
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II. Electronic Business Banking Services

  1. Business Online Banking
    Depending on account type and transaction requirements, we offer several different online banking services from simple Bill Payment to powerful ACH systems.
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  2. Electronic Statements
    View your bank account statements online, eliminating the need for paper statements. You can access your E-statement at any time through our secure Online Banking system.
    Learn more >
  3. Remote Deposit
    Deposit checks electronically from the convenience of your business location. Remote Deposit uses a small desktop scanner that connects to your computer and the Internet. You can scan customer checks and make deposits at any time, day or night.
    Learn more >
  4. Merchant Reporting
    Butte Community Bank business customers with merchant accounts for credit card processing can view their bankcard activity online and access monthly summaries of bankcard transactions.
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  5. Lockbox Online
    Online lockbox processing helps your business collect and process incoming customer payments faster, while reducing float and reconcilement costs. We can help you design a system specific to your business requirements.
    Learn more >

III. Business Lending Services

  1. Business Construction Loans
    Variable rate loans. Ten-draw system, with inspections within 24 hours. Borrow up to 70% of the appraised value. Automatic disbursement of funds to your Butte Community Bank account.
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  2. Commercial Real Estate Loans
    Borrow up to 70% of the appraised value. Loans for owner occupied and non-owner occupied properties. Interest rate fixed for up to five years. Local underwriting.
    Learn more >
  3. Business Lines of Credit
    Have cash available whenever you need it. Payments can be interest only. Ability to telephone transfer funds to your Butte Community Bank account. Use funds for any short-term needs. Express loans also available.
    Learn more >
  4. Business Term Loans
    Loans with fixed terms and repayment schedules are available for equipment purchases and working capital. Express loans also available.
    Learn more >
  5. Government Guaranteed Lending Programs
    Butte Community Bank is a Preferred Lender with the Small Business Administration (SBA) and a Certified Lender under the USDA Business and Industry (B & I) Loan Program.
    Learn more >

IV. Specialty Business Services

  1. Merchant Services
    A merchant account enables your business to accept credit and debit cards as another means of payment. There are many ways to process credit and debit cards and we can help you select the best process for your business.
    Learn more >
  2. Night Depository and Courier Services
    Make after hours deposits or arrange for secure transport of your cash and confidential financial documents.
    Learn more >
  3. Safe Deposit Boxes
    The ultimate security. Available at most Butte Community Bank branches. Subject to availability.
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  4. Health Savings Accounts
    A Health Savings Account (HSA), used in conjunction with a high-deductible health plan (HDHP), allows you to save for future medical expenses. Similar to an IRA or 401k, an HSA can provide many benefits, including favorable tax treatment.
    Learn more >

V. Professional Business Services

  1. Business Insurance
    Butte Community Insurance is a full-service agency offering all lines of coverage, including personal, commercial, home, health and auto.
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  2. Investment Services
    If you have not yet begun an investment program, or would like to review your current investments, your experienced Butte Community Financial Services representative is ready to help you plan your future.
    Learn more >
  3. Payroll Systems
    Butte Community Payroll Systems provides Northern California businesses with all essential payroll and tax services. We offer tax processing for all 50 states, custom reports, fax and online data input, job costing, general ledger service and complete training and support.
    Learn more >